Should i get excess insurance

Excess Insurance covers the under-body, roof and tyres but does it cover me if I have an accident? How do I know what the excess limit is for my hire car? Does Car Hire Excess mean I wouldn't have to pay for anything? Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you? Will a car hire accident claim affect my car no claims bonus? When is the best time to get Excess Insurance? Do Worldwide Excess Insurance Policies cover you everywhere in the world?

How does your car hire excess insurance work? Can I just buy an insurance policy, or do I need specific dates to be able to buy my insurance? Does my car rental agreement already include insurance? Why are there restrictions on UK usage? Can a hire company refuse to accept a car hire excess policy? Are other people travelling with me covered? Is damage to windows and tyres covered? Will car hire insurance cover me if I pick the car up at one location and return it to another?

Will car rental firms preauthorise on my credit card when I have car hire excess insurance? Which insurance do I need for my car hire? What cars are covered by car hire insurance? What do you mean by annual policy? Can I use it throughout the year? What is covered by the Theft insurance included in the car rental price? Do I need car hire cancellation insurance? How good are these companies at settling claims?

Can I buy car hire excess insurance when I am not in the UK? Does it cost more for additional drivers? Does it matter what time of day I collect or return my hire car?

What if I have a problem printing or downloading the car hire insurance document? What does towing cover on car hire excess insurance include and how does it work No Excess Car Hire - What does this include? What do zero excess car hire insurance policies offer? What if I am unable to open my MoneyMaxim email with my car hire or car hire excess insurance quotes on? My car hire is for 31 days. Should I take a daily 31 day car hire excess insurance policy or an annual policy?

Depending on the policy, it may only cover the card holder, and there may be conditions for accessing the cover, such as paying for the car rental on the card. We took a look at the cost of reducing your excess directly through the car hire company and compared that to some of the alternatives available in Australia. The standard excess is the basic cover that is included in your car rental cost and limits the amount you are liable for beware of exclusions to this.

In short, this is the amount for which you'll want to purchase cover. Avis — excess reduction. Budget — excess reduction. Europcar — collision damage waiver. Europcar — super collision damage waiver. Europcar — go zen. Hertz — accident excess reduction. Hertz — maximum cover.

Thrifty — premium protection. Thrifty — ultimate protection. If using an alternative excess cover provider, you'll need to determine your liability to the car hire company in order to know how much cover you need from the alternative provider.

But — this be the bewildering world of car hire — it can be a very tall order to find out exactly what you're liable for and which exclusions situations you aren't covered for will be applied. Here's a general breakdown of your liability in Australia your liabilities may be different when travelling internationally. You actually have loads of options for all budgets 4. It's more affordable than you think Compare car rental insurance and get covered Read more:.

What is a collision damage waiver CDW? Cheap car hire excess insurance. Domestic car rental excess insurance. Avoid Rental Car Rip-Offs. Car rental for under 25s.

Available if you're a senior, student, or part of the military. When making a claim, Rentalcover. Get deal. Get cheap car hire excess insurance. Learn about travel insurance with car rental excess. What's a collision damage waiver? Was this content helpful to you? Thank you for your feedback! Jessica Prasida linkedin. Stolen rental car How to avoid rental car rip-offs. Rent vs buy: Which is better in the current Australian property market?

Ask an Expert. Display Name. Your Email will not be published. Your Question You are about to post a question on finder. Excess insurance. Car hire excess. Van hire excess.

Life insurance Health insurance Critical illness cover Guides. Travel money Travel prepaid cards No foreign transaction fee credit cards Travel insurance Car hire excess insurance European breakdown cover Guides. Should you get excess insurance? Share this guide. Pros and cons Pros Cuts the cost of claiming Protects against hire car excess Cheap if you shop around.

Insurance policy excesses, like your motor or home cover High excesses charged by hire car companies. The claim limits, which need to be enough to cover your excess The price, which needs to be less than your excess to be cost effective Whether the policy is annual, or runs daily e. How to claim on your excess insurance What is excess insurance? In this guide. Pros and cons What does it cover?