Search FAQs. About us About us. Outlook November Check your money's safe Use our bank and savings protection checker to check your money is protected.
Check you're protected. What we cover. Information Down Arrow Information. FSCS If you've any questions, contact us on the number below, or fill in a form on our Contact us page. Some policies pay out if you are made redundant but on certain conditions, for example a policy may not pay out if you take voluntary redundancy.
Speak to your lender: if you are unable to work and wish to make a claim on your PPI, contact your lender to discuss the next steps. You may be requested to complete a claims form. Remember to complete the forms as accurately as possible to avoid delays or refusal of your claim. If you are unsure of any information requested on the form contact the lender. Get your paperwork in order: when making a claim on a payment protection policy, you may be required to submit documentation to support your claim.
Examples may include medical certificates, medical assessments, proof of redundancy etc. Your lender will advise what is required. Depending on the value of the deal and the APR we were able to get away with, this commission — after the dealership had taken its cut — could equal what we earned on the sale of the car itself.
Our customers knew none of this, of course. They assumed that our frantic tappings on our keyboards were an effort to secure them the most favourable lending terms. What makes these cases stand out is that the perpetrators knew full well that they were misguiding trusting customers for their own financial gain. Mis-selling was discovered on all motor vehicle types, including new and used cars and vans under all vehicle financing options such as personal contract hire PCP , hire purchase HP , Contract hire or a car loan.
Find out today if you have been the victim of undisclosed commission payments between brokers and lenders when using finance to purchase a new or used vehicle. In some cases, the amounts can be considerably higher. In some circumstances, we may be able to claim back the optional extras you may have added to your agreement, such as insurance, tax, maintenance, breakdown cover, and servicing.
You can claim for any mis-sold car finance agreement that you may have entered into in the last ten years. We will be able to review your agreement and tell you instantly if you have been mis-sold and if commissions have been unfairly manipulated. We will let you know how much you may be able to claim if we see evidence of this in your agreement. We can find your agreement on just the name of the company you made the payments to.
You should be able to find this information on your old bank statements. Additionally, car finance companies must keep all contractual agreements with their customers for at least the last six years. The burden of proof is on the lender to show that they acted legally in all aspects of the process.
Hire purchase HP. Personal contract plan PCP. Personal loan. Fixed sum loan. Conditional sale. Quotes by manufacturer. What is PPI?
Can you still claim if you were mis-sold PPI? Is PPI still available from car finance companies? Should you consider PPI for a car loan? How car finance is calculated Car finance is calculated according to a number of factors, including the type of agreement you take out, your credit rating, the term of the loan and the size of deposit you pay. Find out more. Where to get a car loan for a used car?
What do car finance companies look for?
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