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The claimant may be the nominee or legal heir. If there is nomination, the nominee can prefer the claim in the prescribed form alongwith death certificate. If there is no nomination, any one of the legal heirs can prefer the claim in the prescribed form [SB84]. For this death certificate and consent statements of all legal heirs are required. Claim upto one lakh can be settled. If the claim is exceeding one lakh, claims can be settled by legal evidence ie, by probate of will or succession certificate.
For transfer of accounts- the depositor should apply in the prescribed form [SB10 b ] or manual application. The application can be given either in transferring office or transferee office. For transfer of certificates- the investor should apply in the prescribed form[NC32]. The balance in the account will be paid, along with the interest till the month preceding the month of the premature closure of the account, to the guardian of the account holder.
In any other case, a request for the premature closure of an SSY account can be put forward after the completion of five years of the account opening. This too will be allowed, as per the rules, on extreme compassionate grounds such as medical support in life-threatening diseases. Still, if the account has to be closed for another reason, it will be allowed, but the entire deposit will only get interest of a Post Office Savings Bank account.
The account can be transferred anywhere in India if the girl child in whose name the account has been opened shifts to a place other than the city. If no such proof is submitted, then the applicant will have to pay Rs to the post office or the bank to which the transfer is made. To meet the financial requirements of the account holder for the purpose of higher education and marriage, withdrawal of up to 50 per cent of the balance at the credit of the account at the end of preceding financial year is allowed.
However, the withdrawal will be allowed only when the account holder turns For this, not just a written application, but documentary proof in the form of a confirmed admission offer in an educational institution or a fee slip from such institution clarifying that such financial requirement, is required. Further, the withdrawal amount will be restricted to the actual demand of fee and other charges required at the time of admission as shown in the offer of admission or the relevant fee slip issued by the institution.
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